Cyber Insurance Calculator
Calculate cyber insurance premium ranges based on industry, revenue, record count, and security controls.
Cyber Insurance Calculator
Estimate a cyber insurance premium range and a simple risk score.
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Your Results
Breakdown
How this insurance calculator works
The Cyber Insurance Calculator in figflows is designed to give you a fast and practical estimate without requiring an account or sending your data to a server. You can explore different scenarios by changing inputs and immediately seeing how the outputs respond.
We keep the experience static-first and SEO-friendly: the page content is pre-rendered at build time, and only the calculator itself runs on the client. That approach keeps the site fast while still delivering interactive results.
Use this page as a planning tool: start with realistic inputs, then adjust one variable at a time to understand what matters most. If you’re using this calculator for budgeting, it’s often helpful to run a “best case,” “expected,” and “worst case” scenario and compare the deltas.
Quick steps
- Enter your inputs in the form above. You can adjust values to compare scenarios.
- We compute results instantly in your browser (no server calls), so your inputs stay on your device.
- Use the output cards to understand the “headline” result, then review the breakdown/table for details.
Limitations & important notes
Insurance pricing varies by carrier, underwriting, and coverage details. This calculator is an estimate meant to help you plan.
For the most accurate outcome, confirm assumptions (rates, fees, coverage details, and thresholds) against current official sources or provider documents. We’ll continue improving the underlying reference datasets over time.
Practical guidance for Cyber Insurance Calculator
What cyber insurance helps with
Cyber insurance is designed to help your business respond to incidents like ransomware, data breaches, or business email compromise. For many businesses, the biggest risk isn’t just the ransom—it’s downtime, customer notification costs, and the operational distraction of incident response.
This calculator helps you estimate a budget range based on business size and risk signals, so you can decide whether cyber coverage is appropriate and what level of coverage you can afford.
Controls that often reduce pricing
- Multi-factor authentication (especially email).
- Regular backups with offline/immutable copies.
- Endpoint protection and timely patching.
- Security awareness training for staff.
How to use the result
Use the estimate to set an annual budget and compare quotes. If quotes are higher than expected, it usually indicates control gaps (no MFA, weak backup posture, or prior incidents). Improving controls can often reduce premium and improve insurability.
Cyber policies are not identical—compare incident response support, coverage for business interruption, and sublimits for ransomware and social engineering.
Cyber Insurance FAQ
What impacts cyber insurance cost the most?
Typical drivers include industry risk, customer record volume, revenue, security controls, and breach history.
Do security controls reduce premiums?
Often yes. Insurers may offer better pricing for strong controls like encryption, training, and network protections.
What does cyber insurance usually cover?
Coverage can include breach response, notification costs, legal support, and business interruption. Coverage varies by policy.
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