figflows
为真实决策而设计的商业计算器。
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Plan your launch with accurate financial projections: estimate startup costs, set profitable pricing, understand insurance requirements, and model your path to profitability.
Understand the full cost of hiring: salary, payroll taxes, benefits, insurance, and ongoing expenses. Model scenarios before you commit to new headcount.
Compare loan options and understand true costs: monthly payments, total interest, amortization schedules. Model SBA loans, equipment financing, and lines of credit.
Plan quarterly tax payments, estimate self-employment tax, calculate payroll obligations, and maximize depreciation deductions. Stay compliant and avoid penalties.
Estimate insurance premiums for general liability, professional liability, cyber insurance, workers' comp, and commercial property coverage.
Analyze profit margins, calculate break-even points, model pricing changes, and evaluate operational efficiency as you scale.
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